Looking to Unlock Your Housing Wealth? We Can Help
comparerelease.com: Your Trusted Partner in Later Life Funding
comparerelease.com is a team of specialists dedicated to helping people aged 50 and over leverage the value of their homes to meet their financial goals. We're authorised and regulated by the Financial Conduct Authority (FCA) under reference number 697649 (check the FCA website for confirmation). Additionally, we're members of the Equity Release Council, a consumer-focused organisation promoting responsible practices in equity release.
Why Choose Precision Mortgages?
Independent and Impartial Advice: We're a whole-of-market intermediary, meaning we work with a wide range of lenders and providers to find the best solution for your unique circumstances. You can be confident our recommendations are unbiased and truly in your best interest.
Tailored Approach: Every client's needs are different. We take the time to understand your financial situation and goals before customising an advice process that fits you.
Fair Value: We believe in offering transparent pricing. Our fees are clearly explained upfront and only charged upon successful application completion. If you decide to cancel the process beforehand, you won't incur any fees.
Highly Qualified Advisors: Our team consists of experienced professionals with the necessary qualifications and ongoing training to provide expert guidance within FCA regulations.
Our Services
comparerelease.com is a team of specialists dedicated to helping people aged 50 and over leverage the value of their homes to meet their financial goals. We're authorised and regulated by the Financial Conduct Authority (FCA) under reference number 697649 (check the FCA website for confirmation). Additionally, we're members of the Equity Release Council, a consumer-focused organisation promoting responsible practices in equity release.
Why Choose Precision Mortgages?
Independent and Impartial Advice: We're a whole-of-market intermediary, meaning we work with a wide range of lenders and providers to find the best solution for your unique circumstances. You can be confident our recommendations are unbiased and truly in your best interest.
Tailored Approach: Every client's needs are different. We take the time to understand your financial situation and goals before customising an advice process that fits you.
Fair Value: We believe in offering transparent pricing. Our fees are clearly explained upfront and only charged upon successful application completion. If you decide to cancel the process beforehand, you won't incur any fees.
Highly Qualified Advisors: Our team consists of experienced professionals with the necessary qualifications and ongoing training to provide expert guidance within FCA regulations.
Our Services
- Lifetime Mortgages: Access tax-free cash from your home while retaining ownership.
- Home Reversion Plans: Sell part or all of your home for a lump sum while remaining there for life.
- Retirement Interest-Only Mortgages: Pay only the interest on your mortgage in retirement.
- Standard Mortgages: Explore traditional mortgage options for homeowners aged 50 and over.
What We Offer:
- Free Information Resources: Our website provides clear and informative resources to help you understand your later life funding options.
- Bespoke Calculators: Gain a preliminary understanding of how equity release could work for you with our interactive tools.
- Comprehensive Advice: Our qualified advisors will assess your full financial picture to identify the best solution for your needs.
Who Can Benefit from comparerelease.com?
We specialise in helping UK residents aged 50 and over who:
We specialise in helping UK residents aged 50 and over who:
- Need financial advice: Are you looking to access money tied up in your property (capital raising) or create a steady income stream? We can help you explore your options.
- Want a single or joint solution: Whether you're applying alone or with someone else, we can find a product that fits your needs.
- Have Power of Attorney: If you're acting on behalf of someone who can no longer make financial decisions themselves (loss of capacity), we can guide you through the process.
- Live in the UK: Our services are available in England, Northern Ireland, Scotland, and Wales.
- Are considering equity release: We can help you understand if using your home's value to meet your financial goals is the right choice for you.
Here's who we may not be the best fit for
- People under 50: Our services are geared towards those closer to retirement.
- Those needing more than two applicants: We currently focus on single or joint applications.
- Those needing short-term bridge financing: We specialise in long-term financial solutions.
- Residents of the Isle of Man or Channel Islands: Currently, our services are limited to the UK mainland.
- How Precision Mortgages Can Help You
How Precision Mortgages Can Help You
We believe in informing and educating our clients first. Our advisors will help you understand how to leverage your home equity to achieve your goals.
We believe in informing and educating our clients first. Our advisors will help you understand how to leverage your home equity to achieve your goals.
We offer guidance on a variety of options, including:
- Lifetime Mortgages
- Home Reversion Plans
- 50+ Mortgages
- Retirement Interest-Only Mortgages
- How Precision Mortgages Can Help You
Our personalised approach ensures you get clear and transparent advice.
We'll assess your situation and recommend the best solution for you, even if that means equity release isn't the right fit.
Your Guide to Later Life Funding
We'll assess your situation and recommend the best solution for you, even if that means equity release isn't the right fit.
Your Guide to Later Life Funding
- Free Information & Education: Our website provides clear and unbiased information on equity release and later life funding options.
- Interactive Tools: Use our bespoke calculators to explore potential equity release scenarios before talking to an advisor.
- Personalised Online Guidance: Our releaseOnline research tool helps you understand your options based on your specific needs.
- Expert Financial Advice: Our qualified advisors will assess your situation, consider alternatives to equity release, and recommend the best solution for you from the entire market. We offer phone, video call, face-to-face, and live chat consultations.
- Comprehensive Product Research: We use advanced tools to compare equity release and mortgage products to find the best fit for your needs.
- Dedicated Support: Our case coordinators will manage your application process, liaising with solicitors and lenders from start to finish.
- Ongoing Support: We provide ongoing advice throughout the lifetime of your chosen product.
Limitations and Additional Services:
While we specialise in equity release, we understand you might have broader financial needs. If we can't offer advice in a specific area, we have trusted partners who can:
While we specialise in equity release, we understand you might have broader financial needs. If we can't offer advice in a specific area, we have trusted partners who can:
- Help with Estate Planning, Wills, and Lasting Power of Attorney
- Advise on Savings, Pensions, and Investments
- Offer Life Insurance and Protection solutions
- Assist with Long-term Care planning
- Protecting Vulnerable Consumers:
We take special care to identify and support potentially vulnerable consumers who might be at risk of making poor financial decisions. Our staff is trained to recognize vulnerabilities and ensure all clients receive fair treatment. We encourage vulnerable individuals to bring a trusted friend, family member, or legal advisor to appointments. We will also assess if any accompanying person is exerting undue pressure on the consumer's financial decisions.
Meeting Your Needs
Our services are designed to help you access capital for various purposes:
Meeting Your Needs
Our services are designed to help you access capital for various purposes:
- Lifetime Solutions: Products designed to provide ongoing financial support throughout your retirement.
- Term-Specific Solutions: Equity release plans with a pre-determined term.
- Loan Secured Ownership: Retain ownership of your home while accessing a loan.
- Home Sale Options: Products that involve selling all or part of your home for a lump sum.
Common Uses for Equity Release Funds:
- Home improvements and renovations
- Travel and leisure expenses
- Gifts and wealth transfer to family
- Pay off existing mortgages
- Consolidate unsecured debts
- Create income or emergency funds
- Purchase a second home
- Invest in a caravan, motorhome, or vehicle
Staying Informed and Improving
At Precision Mortgages, we continuously review our services and advice processes for effectiveness. A dedicated team regularly monitors:
At Precision Mortgages, we continuously review our services and advice processes for effectiveness. A dedicated team regularly monitors:
- Regulatory requirements
- Travel and leisure expeInternal proceduresnses
- Marketing effectiveness for reaching our target audience
- Digital data to analyze the advice process
- Compliance checks
- Customer feedback
- Ombudsman complaints
- Industry communications
We strive to provide the best possible service and guidance to help you make informed financial decisions for your later life.